Evidence is not risk
Completeness counts available evidence even when that evidence is adverse or conflicting. A complete file can still contain serious risk signals.
Methodology 1.0.0
Explain the signal or do not score it
The RWA Lens model is deterministic, conservative with unknowns, and designed to expose its source and reasoning for every criterion.
Unknown is not positive
Unknown, adverse, and conflicting states receive no documented-strength credit. Partial evidence receives limited credit.
No commercial influence
Partner and referral configuration is stored separately and is not imported by the scoring model.
Weights total 100%
Seven evidence domains
The published category weights are split into 24 explicit criteria.
25%
Legal rights and enforceability
- Issuer identity5%
- Token-to-property connection8%
- Holder rights8%
- Jurisdiction and eligibility4%
15%
Asset ownership and valuation evidence
- Legal property owner5%
- Independent ownership evidence5%
- Independent valuation5%
15%
Cash-flow quality and financial transparency
- Payment source5%
- Occupancy and income evidence4%
- Fee disclosure3%
- Debt and seniority3%
15%
Liquidity, redemption, and exit design
- Maturity or exit mechanism6%
- Redemption or buyback5%
- Observed secondary liquidity4%
10%
Issuer, counterparty, custody, and servicing risk
- Counterparty and servicing map4%
- Custody and safeguarding6%
10%
Blockchain, smart-contract, and administrator controls
- Blockchain and contract identity2%
- Smart-contract review3%
- Administrator powers3%
- Transfer, KYC, and eligibility controls2%
10%
Governance, reporting, and data freshness
- Governance3%
- Reporting commitment3%
- Data freshness3%
- Marketing consistency1%
Scoring states
| State | Completeness contribution | Documented-strength contribution | Meaning |
|---|---|---|---|
| Confirmed | 100% | 100% | Relevant evidence supports the criterion. |
| Partial | 50% | 55% | Evidence exists but scope, freshness, independence, or relevance is limited. |
| Adverse | 100% | 0% | The condition is documented and unfavorable. |
| Conflict | 100% | 0% | Evidence exists but materially disagrees. |
| Unknown | 0% | 0% | No usable evidence was provided. |
Label sequence
Below 45% completeness, the report is labeled Incomplete evidence. Once that threshold is met, documented strength below 35 is Significant risk signals, below 55 is Elevated risk signals, below 75 is Moderate risk signals, and 75 or more is Stronger documented evidence.
None of these labels means safe, approved, verified, guaranteed, or suitable.
Versioning and reproducibility
The report records the assessment date and methodology version. The same normalized input, assessment date, and methodology version produces the same result.
Inspect it in practice